Public – Stocks and Options

DLULISA IPHOTFOLIYO YAKHO. THOLA u-1% ONGAVALIWE.

Manje sinikeza ukulingana okungu-1% okungenakuvalwa uma udlulisela iphothifoliyo yakho ku-Public—kungakhathaliseki ukuthi i-akhawunti ye-brokerage, i-IRA, noma i-401(k) rollover.

YAKHA IPHOTFOLIYO YAKHO YE-MULTI-ASSET
Ku-Public, ungatshala imali ezitokweni, izinketho, amabhondi, kanye ne-crypto. Ngaphezu kwalokho, ungakha umhlalaphansi wakho ngokulingana okungu-1% eminikelweni yakho yonyaka ye-IRA.

Umphakathi (c) 2026

Umphakathi uyatholakala kubahlali base-U.S. abaneminyaka engu-18 nangaphezulu futhi abangaphansi kokuvunyelwa kwe-akhawunti.

Konke ukutshala imali kuhilela ingozi yokulahlekelwa, kufaka phakathi ukulahlekelwa yi-principal. Izinsizakalo zokuhweba ze-US, izibambiso ezibhalisiwe, izinketho kanye namabhondi ku-akhawunti eziqondisa yona enikezwa yi-Public Investing, ilungu le-FINRA kanye ne-SIPC. Izinsizakalo zokuhweba nge-Cryptocurrency ezinikezwa yi-Zero Hash LLC (NMLS ID 1699379), enelayisensi yokuzibandakanya emsebenzini webhizinisi le-virtual currency yi-NYSDFS. Imali ye-Cryptocurrency iqagela kakhulu, ihilela izinga eliphezulu lobungozi, futhi inamandla okulahlekelwa yinani lonke lokutshalwa kwezimali. Ukuphathwa kwemali ye-Cryptocurrency akuvikelwe yi-FDIC noma i-SIPC. Izinsizakalo zomthengisi zama-akhawunti ezimali ezinikeza ama-T-Bill ezinyanga eziyi-6 anikezwa yi-Jiko Securities, Inc., ilungu le-FINRA kanye ne-SIPC. Izinsizakalo zebhange ezinikezwa yi-Jiko Bank, isigaba se-Mid-Central National Bank.

UKUTSHALWA KWEZIMALI ZOKUGCINA: AKUKHO MSHWALENSE WE-FDIC; AKUKHO SIqinisekiso SEBHANGE; KUNGENZEKA KULAHLEKE INANI.

Funda kabanzi: public.com/#disclosures-main

Abatshalizimali kumele babuyekeze i-Options Disclosure Document (ODD): public.com/ODD. Izinketho ziyingozi futhi azifanele wonke umuntu. Isheduli Yemali: public.com/disclosures. Isaphulelo siyahlukahluka kusuka ku-$0.06-$0.18 ngokusekelwe kuvolumu yokuhweba yanyanga zonke futhi ingashintsha. Imigomo Yohlelo Lwesaphulelo: public.com/disclosures/rebate-terms.

I-Akhawunti Yemali Eyinzuzo Ephakeme iyi-akhawunti yesibili yomthengisi ene-Public Investing. Izimali kule akhawunti zifakwa ngokuzenzakalelayo emabhange abalingani lapho zithola khona inzalo eguquguqukayo futhi zifanelekela umshwalense we-FDIC. I-Public Investing noma yibaphi abasebenzisana nayo abayibhange. Funda kabanzi: public.com/disclosures/high-yield-account.

* I-Akhawunti Yebhondi iyi-akhawunti yomthengisi eziqondisa yona ene-Public Investing, ilungu le-FINRA/SIPC futhi ifaka amabhondi ayi-10 ebanga lokutshalwa kwezimali kanye nebhondi ephezulu. Kusukela ngomhlaka-9/10/25, isilinganiso senzuzo yonyaka kuya kokubi kakhulu (YTW) kuzo zonke amabhondi ayishumi sifinyelela ku-5%. I-YTW yebhondi “ayivalelwanga” kuze kube yilapho ibhondi ithengiwe futhi ayiqinisekisiwe; ungathola ngaphansi kwe-YTW yamabhondi ku-Akhawunti Yebhondi uma uthengisa noma yimaphi amabhondi ngaphambi kokuvuthwa noma uma umkhiphi ehluleka ukukhokha ibhondi. Ama-Akhawunti Ebhondi awazona izincomo zamabhondi ngamanye noma ukwabiwa okuzenzakalelayo. I-Public Investing ikhokhisa i-markup kuhwebo ngalunye lwebhondi. Funda kabanzi: public.com/bond-account.

Bheka imigomo nemibandela yoHlelo Lokufanisa lwe-ACATS kanye ne-IRA Lomphakathi. Izimali ezifanisiwe kumele zihlale ku-akhawunti okungenani iminyaka emi-5 ukuze ugweme imali yokususa kusenesikhathi. Izinga lokufanisa kanye neminye imigomo yoHlelo Lokufanisa ingashintsha nganoma yisiphi isikhathi. Ngaphambi kokucela ukudluliselwa ku-Public, sicela ucabangele zonke izimali ezikhokhiswa yinkampani ehambisa abathengisi kanye nanoma yikuphi ukuchithwa okudingeka yinkampani ehambisa ngaphambi kokuba ukudluliselwa kuqedwe. Izimpahla ezithile azisekelwa yi-Public futhi ngeke zifaneleke ukudluliselwa. Funda kabanzi mayelana nokudluliselwa kwe-akhawunti ye-brokerage ye-Public, ukudluliselwa kwe-IRA, kanye nokudluliselwa kwe-401(k).

I-Generated Assets (“GenA”) iyithuluzi lokuhlaziya elisebenzisanayo elisebenzisa i-AI. Ukuphuma okuvela ku-GenA kukhiqizwa ngokuya kwakho futhi kuhloselwe izinjongo zolwazi kuphela. Ukuphuma akufanele kubhekwe njengeseluleko sokutshalwa kwezimali noma izincomo zomuntu ngamunye. Asiqinisekisi ukunemba, ukuphelela, ukufaneleka, noma ukufika ngesikhathi kokukhishwa okunjalo futhi ngeke sibe nesibopho sanoma yikuphi ukulahlekelwa okungase kuvele ngokuthembela kwakho kulolo lwazi. Bheka ukudalulwa okwengeziwe.

Amadokhumenti asekelayo anikezwe uma ecelwa.

I-Public Holdings Inc
228 Park Avenue South, Suite 97716
New York, NY 10003