Self – Credit Builder & Cash

I-Self ikusiza ukuthi udale imikhuba emihle yezezimali ngamathuluzi okwakha isikweletu nokukhulisa imali yakho. Noma udinga imali ngokushesha? I-Self Cash ikunikeza ukufinyelela okusheshayo emalini yezindleko ezingalindelekile.

Kungakhathaliseki ukuthi uqala kabusha noma uyakha kabusha, i-Self inika amandla impilo yakho yezezimali futhi ikubeka ekulawuleni. Zonke izikolo zesikweletu zamukelekile.

THOLA IMALI KUSENGAPHAMBILI
- Ukufaneleka kufika ku-$100†
- Bona okunikezwayo ngaphansi kwemizuzu emi-5
- Akukho ukuhlolwa kwesikweletu, akukho mthelela kumaphuzu akho
- Azikho izimali ezifihliwe, akukho zindleko zanyanga zonke

IKHADI ELIVIKELWE NGOKUNGENAKHO UKUHLOLWA KWESIKWELETU
- Engeza i-Self Visa® Credit Card* evikelwe ku-toolkit yakho
- Akukho ukuhlolwa kwesikweletu okudingekayo
- Amanani aphezulu okuvunyelwa
- Lawula umkhawulo wakho wesikweletu
- Yakha isikweletu ngazo zonke izikhungo zesikweletu ezintathu
- Sebenzisa yonke indawo lapho i-Visa yamukelwa khona e-US

YAKHA ISIKWELETU NOKUGCINA NDAWONYE
- Phakamisa amaphuzu akho esikweletu ngamaphuzu angu-47, ngokwesilinganiso‡
- Amacebo aqala ku-$25/ngenyanga.§
- Vula imali yakho egciniwe ekugcineni, ususe inzalo kanye nemali ekhokhwayo
- Akukho sidingo sesikolo sesikweletu.
- Akukho ukuhlolwa kwesikweletu

BIKA IZINKOKHELO ZAKHO ZOKUQASHA NGAPHANDLE KWEZINDLEKO EZINGEZIWE
- Khulisa isikolo sakho sesikweletu ngaphandle kwezindleko”
- Yakha isikweletu ngazo zonke izikhungo zesikweletu ezintathu — i-Equifax, i-Experian, kanye ne-TransUnion
- Akukho ukudonsa kanzima, akukho ukuhlolwa kwesikweletu
- Akukho khadi lesikweletu elidingekayo
- Setha umlando wokukhokha omuhle — isici sesikweletu #1¶
- Landelela isikolo sesikweletu nge-VantageScore 3.0¹
- Indlela esheshayo ye-Self yokwakha isikweletu²

THOLA ISIKWELETU ESIFANELE NGOMAKHALEKHUKHWINI NOKUNINGI
- Yakha isikweletu ngocingo, amanzi, ugesi, igesi, kanye nezinkokhelo zerenti ngo-$6.95/ngenyanga.³
- Engeza izinkokhelo ezifika kwezi-5 embikweni wakho wesikweletu we-TransUnion njalo ngenyanga
- Ukuqapha isikweletu yi-TransUnion
- Khansela noma nini

UKUDALULWA
*Ikhadi Lesikweletu le-Self Visa® elivikelwe likhishwa yi-Lead Bank, i-Sunrise Banks, i-N.A., noma i-First Century Bank, i-N.A. iLungu ngalinye le-FDIC.

Ukufaneleka kweKhadi Lesikweletu le-Self Visa® elivikelwe kusekelwe ekuhlangabezaneni nezidingo zokufaneleka, okuhlanganisa nezidingo zemali engenayo kanye nezindleko kanye nokusungulwa kwesithakazelo sokuphepha. Imigomo ingashintsha. Imali yonyaka engu-$0 yonyaka wokuqala kuphela, imali yonyaka engu-$25 ngemva kwalokho. I-APR eguquguqukayo engu-27.49% kusukela ngomhlaka-1/1/2026. Isipho sisebenza kumakhasimende amasha kuphela.

Ama-Akhawunti Okwakha Isikweletu kanye Nezitifiketi Zediphozithi ezenziwe/eziphethwe yi-Lead Bank, i-Sunrise Banks, i-N.A., noma i-First Century Bank, i-N.A., iLungu ngalinye le-FDIC. Kuncike ekuvunyelweni kwesikweletu.

‡Ngokusekelwe ocwaningweni lwe-TransUnion® luka-2025, amakhasimende avule i-Akhawunti Yokwakha Isikweletu Sezinyanga ezingu-24 ku-Q1 2024 ene-VantageScore 3.0 eqalayo engu-600 futhi enza izinkokhelo ngesikhathi, abone ukwanda okumaphakathi kwe-VantageScore 3.0 okungu-47 ngenyanga engu-12. Imiphumela izohluka, i-Self ayiqinisekisi ukwanda kwesikolo. Izinkokhelo eziphuzile/ezingakhokhelwanga kweminye imikhiqizo ye-Self kanye nezinye izibopho zesikweletu zinganciphisa amaphuzu ngisho noma izinkokhelo ze-Credit Builder Account zenziwa ngesikhathi.


§Isikhathi sokukhokha esincane nesiphezulu sayo yonke imikhiqizo yemalimboleko yizinyanga ezingama-24. Izinga Eliphezulu Lamaphesenti Onyaka (i-APR) layo yonke imikhiqizo yemalimboleko liyi-15.92%. Imikhiqizo eyisampula iyinkokhelo yemalimboleko yanyanga zonke engu-$25 ngenani lemalimboleko engu-$511, isikhathi sezinyanga ezingama-24 kanye no-15.92% we-APR, Izinkokhelo Eziphelele ezingu-$600; Hlola ikhasi lentengo kuhlelo lokusebenza lwe-Self noma i-Self.inc ukuthola amanani amanje.


†I-Self Cash inikezwa kuhlelo lokusebenza lwe-Self kuphela, uxhumano lwe-akhawunti yasebhange nge-Plaid kanye nekhadi ledebithi elihambisanayo liyadingeka, alinikezwa kuzo zonke izifundazwe. Imali iyasebenza ekukhokheni okusheshayo. Inani lemali kusengaphambili liyahlukahluka ngokusekelwe ekufanelekeni futhi lingashintsha ngezikhathi ezithile; akukho siqinisekiso sesipho. Isipho esimaphakathi esingu-$60, kusukela ku-Q2 2025.


Imiphumela iyahlukahluka. Ungase ungatholi amaphuzu esikweletu athuthukisiwe. Akubona bonke ababolekisi abasebenzisa amaphuzu athintwe ukubika kwerenti. Akuzona zonke izinkokhelo zebhili ezingafaneleka. Bheka i-learn.self.inc/lpg/mpa/rent-bills-landing ukuthola imininingwane.

¶Bheka ku-https://www.ficoscore.com/education#WhatYour

¹Amaphuzu esikweletu atholakala kuphela kumakhasimende umthengisi wethu weqembu lesithathu angakwazi ukuwaqinisekisa.

²Izinkokhelo zibikwa kuma-bureau zingakapheli amahora angu-72. Izinkokhelo zingathatha amasonto amabili noma ngaphezulu ukuze zivele embikweni wakho wesikweletu.

³Izinkokhelo zerenti zibikwa ku-Experian, Equifax kanye ne-TransUnion. Izinkokhelo zezinsiza kanye neselula zibikwa ku-TransUnion.

Self Financial, Inc. PO Box 11, Southlake, TX 76092-9998