SoFi: Bank, Investing & Crypto

Kungani amalungu angu-13.7M ethanda i-SoFi? Yiba ne-crypto kanye ne-bank, boleka, tshala imali—konke kuhlelo lokusebenza olulodwa. Azikho izinhlelo zokusebenza ezintsha ongazilanda noma amaphasiwedi amasha ongawasebenzisa. Ungagcina yonke imali yakho endaweni eyodwa lapho kulula khona ukuphatha.


OKUSHA! THENGA, THENGISA FUTHI UBAMBE I-CRYPTO

• Ibhange lokuqala likazwelonke lapho abantu bangathenga, bathengise, futhi babambe i-cryptocurrency.

• Finyelela i-Bitcoin, i-Ethereum, i-Solana, kanye ne-cryptocurrencies ezingaphezu kuka-25 epulatifomu enezivikelo zebhange.
• Yenza ukuhweba kwe-cryptocurrency okusheshayo ngemali evela ku-akhawunti yakho ye-SoFi.


OKUSHA! IKHADI ELIHLAKANIPHILE LE-SOFI
• Ikhadi lokushaja elivikelwe yi-SoFi Checking and Savings ukuze kube lula ukukhokha.

• Ukuthenga kubekelwa eceleni ngokuzenzakalelayo ngesikhathi sangempela. Khokha ngokugcwele njalo ngenyanga nge-autopay yokuzikhethela.

• Izinkokhelo zesikhathi zingasiza ukukhulisa isikolo sakho sesikweletu ngaphandle kwesikweletu esijikelezayo.


UKUBHANGELWA KWESIKHATHI
• Vula i-akhawunti yokubheka engenazo izimali ze-akhawunti, engenayo ibhalansi encane, futhi engenazo izindleko ezifihliwe.
• Khokhelwa kuze kube yizinsuku ezi-2 kusenesikhathi ngediphozithi eqondile kanye nosuku lokukhokha kusenesikhathi.²
• Thumela imali, udlulise imali, ukhokhe izikweletu ku-inthanethi, futhi uphathe izimali zakho konke kusuka kuhlelo lokusebenza olulodwa lwasebhange.


UKUHWEBA NOKUTSHALWA KWESITOKHI
• Hweba amasheya, ama-ETF, futhi utshale imali ku-inthanethi ngaphandle kwekhomishini nge-SoFi Securities (kuyasebenza ezinye izimali).

• Tshala imali kumasheya angaphansi aqala ku-$5 kuphela ukwakha iphothifoliyo yakho yesitoko (kuyasebenza imikhawulo).
• Ukutshala imali okuzenzakalelayo ngokuphathwa kwephothifoliyo yedijithali evela ku-SoFi Wealth.


I-AKHAWUNTI YOKUGCINA EZINZUZO EZIPHEZULU
• Thola i-APY ephezulu ezilinganisweni zokonga.
• Ama-Savings Vaults asiza ukuhlela izimali eziphuthumayo kanye nemigomo yokonga endaweni eyodwa.

• Ukudluliselwa kwemali okusheshayo phakathi kokuhlola nokonga ngaphandle kwezimali nganoma yisiphi isikhathi.

IMALI MBOLEKO NESIKWELETU
• Amanani emalimboleko okuhlanganisa izikweletu, ukuthuthukiswa kwekhaya, kanye nokuthenga okukhulu.
• Landelela amaphuzu akho esikweletu ngezibuyekezo ezivamile namathuluzi okuqapha.

• Kufanelekela kusengaphambili imalimboleko ngaphandle kokuthinta amaphuzu akho esikweletu, bese uqhathanisa amanani ngokushesha.


UKUPHEPHA KWEBHANGE NOKUSEKELWA KWAMAKHASIMENDE

• Ukubethela ezingeni lebhange kuvikela ulwazi lomuntu siqu nolwezezimali ngezaziso zokukhwabanisa.
• Izaziso ezisheshayo zomsebenzi we-akhawunti osolisayo gcina imali yakho iphephile.
• Ithimba lokusekela ngezezimali litholakala izinsuku eziyi-7/ngesonto ngengxoxo noma (855) 456-SOFI (7634).


Uma uvula i-Akhawunti Yokonga ye-SoFi, i-SoFi Bank izovula ngokuzenzakalelayo i-Akhawunti Yokuhlola ye-SoFi egameni lakho. Bheka Isivumelwano se-Akhawunti Yediphozithi yeBhange le-SoFi ukuthola imininingwane.

I-SoFi Relay inikeza abasebenzisi ikhono lokuxhuma ama-akhawunti e-SoFi nama-akhawunti angaphandle besebenzisa isevisi ye-Plaid, Inc. kanye ne-SoFi ukuthi ikulethele idatha esiyitholile ehhovisi lesikweletu. Isilinganiso sesikweletu kanye nedatha ehlobene nawe enikezwe kuwe yi-VantageScore® esekelwe kudatha ye-TransUnion® ("i-Processing Ejenti")

²Ukufinyelela kusenesikhathi kwizimali zediphozithi eziqondile kusekelwe esikhathini esithola ngaso isaziso sokukhokha okuzayo okuvela ku-Federal Reserve, okuvame ukuba yizinsuku ezimbili ngaphambi kosuku lokukhokha oluhleliwe, kodwa kungahluka.

Asikhokhisi noma yiziphi izimali ze-akhawunti, isevisi noma zokulungisa ze-SoFi Checking and Savings. Sikhokhisa imali yokuthengiselana ukuze sicubungule ukudluliselwa ngakunye kwentambo okuphumayo. I-SoFi ayikhokhisi imali yokudluliselwa kwentambo okungenayo, noma kunjalo ibhange elithumelayo lingakhokhisa imali. Inqubomgomo yethu yenkokhelo ingashintsha nganoma yisiphi isikhathi. Bheka i-SoFi Checking & Savings Fee Sheet ukuthola imininingwane ku-sofi.com/legal/banking-fees/.

8x ngokusekelwe esilinganisweni se-akhawunti yokonga yanyanga zonke ye-FDIC kusukela ngoDisemba 15, 2025.