I-Step uhlelo lokusebenza lwemali oluphelele lokukusiza wakhe isikweletu, ukhulise imali yakho oyilondolozile, uboleke imali ngaphandle kwenzalo, futhi uthole imali ebuyisiwe. Ithenjwe ngabasebenzisi abangaphezu kwezigidi ezingu-7, i-Step ifaka imali eningi ephaketheni lakho futhi ikusiza ukuthi uzimele ngokwezimali, ikunikeze inkululeko yokuphishekela amaphupho akho.
Kungani Isinyathelo:
YAKHA ISIKWELETU MAHHALA: Umsebenzisi ojwayelekile we-Step ukhulisa amaphuzu akhe esikweletu ngamaphuzu angu-57 ngonyaka wakhe wokuqala.
IMALI EBUYISELWENI KUYO YONKE INTO ENGATHENGWAYO: Thola okungenani i-1% yemali ebuyisiwe ekuthengeni ngakunye kwekhadi kanye no-10% kubathengisi abajikelezayo
THOLA u-3% EZINGCONO ZAKHO: Vula enye yezinga eliphezulu kakhulu lokonga ezweni, i-FDIC-inshuwalense efika ku-$1M.
THOLA NGAPHEZU KU-$200/NYANGA: Khokhelwa ukudlala imidlalo, ukuthatha izinhlolovo, nokuningi.
THOLA KUFIKA KU-$250 NGESINYATHELO SOKUKHOKHA KWANGAPHAMBILI: Ungalindi usuku lokukhokha. Thola imali esheshayo lapho uyidinga kakhulu. Akukho nzalo. Akukho kucindezeleka. Akukho idiphozithi eqondile edingekayo. Ukufinyelela phakathi kuka-$20 - $250.
Ezinye Izizathu Zokuthanda Isinyathelo:
• Ukwakha isikweletu samahhala kunoma yimuphi ubudala
• Ikhadi le-Step Visa liyamukelwa yonke indawo lapho i-Visa ikhona khona emhlabeni wonke
• Iphephile futhi ivikelekile ngokuvikelwa kokukhwabanisa okwakhelwe ngaphakathi ngeNqubomgomo ye-Visa ye-Zero Liability
• Izici zokuvimba abathengisi
• Akukho diphozithi yokuphepha, akukho nzalo, futhi akukho zimali ezifihliwe
*I-Step iyinkampani yezobuchwepheshe bezezimali, hhayi ibhange. Izinsizakalo zebhange ezinikezwa yi-Evolve Bank & Trust, iLungu le-FDIC.
1. Akuwona wonke umuntu ozofaneleka. Kumelwe ube neminyaka engu-18 noma ngaphezulu. Ukuze ufanelekele imali mboleko engaphezu kuka-$100 kudingeka idiphozithi eqondile efanelekile ku-akhawunti yakho ye-Step. Isipho singakhuphuka ngezinkokhelo zesikhathi. Ukudluliselwa Okusheshayo kuyatholakala ngemali ethile. Ukudluliselwa Okusheshayo kuvame ukwenzeka ngemizuzwana, kodwa kungathatha imizuzu engama-30. Akubona bonke abasebenzisi abazofaneleka.
2. Isilinganiso esisekelwe ekuhlaziyweni okwenziwe yi-TransUnion ngokusekelwe kubasebenzisi be-Step abangu-594 abaneminyaka engu-21-27 abanokwenyuka okuhle kwesikolo sabo sesikweletu zingakapheli izinsuku ezingu-360 kusukela ekuqaleni kokubika kwe-Step ehhovisi lesikweletu.
3. Kudinga ukubhaliswa kwe-Step Black, kungaba ngediphozithi eqondile efanelekile noma ubulungu obukhokhelwayo benyanga. Amandla okuthola u-$200+ ngesimo sezikweletu ekuthengeni noma esitatimendeni sezikweletu zokuthenga nabalingani abakhethiwe be-Step Black, njengoba kuzokhangiswa. I-Step ayihlinzeki, ayivumeli, noma ayiqinisekisi noma yimuphi umkhiqizo, isevisi, ulwazi noma isincomo esivela eceleni esibhalwe ngenhla. Abantu besithathu ababhalwe phansi banomthwalo wemfanelo kuphela ngemikhiqizo nezinsizakalo zabo, futhi zonke izimpawu zokuhweba ezibhalwe phansi ziyimpahla yabanikazi bazo. Ukubhalisa kungadingeka.
Kubuyekezwe ngo-
Feb 24, 2026