Sarwa: Invest, Trade & Save

3.7
2.03K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Grow your money with Sarwa. Sarwa is an all-in-one investment app, with smart investing tools and personalized advice designed to create long-term wealth.

Whether you prefer real-time trading of stocks, ETFs and options, or a hands-off portfolio, or you want to save and earn more than 4% on your idle cash, Sarwa is your one-stop shop. With Sarwa Invest, Trade, and Save, all your investments are covered.

Invest with the multi-asset platform that pioneered simple investing & trading. Investing has never been easier. With Sarwa, you can sign up in a few minutes and transfer with zero cost from a local U.A.E AED account. There are no lock-ins, no account opening or account closing fees.

With Sarwa Trade you can start trading stocks for as little as $1 - including fractional shares of more than 5000 US stocks and ETFs and their options. You can easily research and invest in companies you believe in.

Looking for a hands-off investment to make your money work? With Sarwa Invest, we build you a globally diversified portfolio of Exchange-Traded Funds across assets, that reflect your risk profile and values. Once your account is funded, we take care of the rest from dividend reinvesting to portfolio rebalancing.

You can also put your cash to work, with Sarwa Save. Earn 4%+ estimated return with Save+. All with no lock-in period and no withdrawal fees. The estimated returns are before our fees. They are based on existing federal fund rates and other economic factors and are subject to change.

POWERFUL TRADING TOOLS: Find the tools you need to create the best multi-asset investment portfolio for you. Easily view valuable market research, news and expert analysis. Create and customise your Watchlists and set price alerts, to be the first to catch waves.

SERIOUS ABOUT YOUR SECURITY: We adhere to high industry standards of security and compliance and have strict internal policies. Sarwa is regulated by top-tier regulators (FSRA in the ADGM) and is backed by renowned regional and international investors and government funds.

BIG ON EDUCATION: Learn and stay informed with our articles, videos, and workshops with Q&A sessions.


Sarwa Digital Wealth (Capital) Limited is regulated by the Financial Services Regulatory Authority (“FSRA”) in the Abu Dhabi Global Markets (“ADGM”) and holds a Category 3C license with a Retail Client and Holding and Controlling Clients Investments and Money Endorsement. Sarwa Digital Wealth (Capital) Limited’s registered address is 16-104, Hub 71, Al Khatem Tower, ADGM Square, Al Maryah Island, Abu Dhabi, United Arab Emirates.

https://www.adgm.com/public-registers/fsra/fsf/sarwa-digital-wealth-capital-limited

All Promotional materials are provided from/by Sarwa Digital Wealth (Capital) Limited and is intended only for jurisdictions where it is authorised to provide services and does not constitute an offer or solicitation to provide services in any jurisdiction where it is not permitted to do so. Sarwa is not a bank. We can unlock high-yield accounts through our banking partners. Options trading entails significant risk and is not appropriate for all customers and may involve the potential of losing the entire investment in a relatively short period of time.

Past performance is no guarantee of future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes and may not reflect actual future performance.

Information contained on this platform is of a general nature only and does not consider your financial objectives or personal circumstances. All investing involves risk, including the possible loss of money you invest.

Please visit our Disclaimer Notice page for further information.
Updated on
Feb 16, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 5 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
2K reviews
Deepak Manoharan
March 2, 2026
Good for beginners. But you should watch your account regularly. there are lots of application errors and calculation mistakes are happening. And referral program is so embarrassing. they will find out silly reasons to cancel all.
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January 19, 2026
The app can do with several tweaks and improvements. Developers, please bring back the biometric screen to launch the app. The latest update made the app accessible without any screen lock, even though biometrics is enabled in the security settings.
1 person found this review helpful
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Mohiuddin Baig
December 18, 2023
The app (Sarwa Trade specifically) crashes more often than not. I have contacted customer service, have shared videos, tried on multiple devices but the problem persists. The customer service is responsive but unable to find a solution, it has been months now with no clear resolution to this. I don't know what else can be a priority than fixing the app with bugs. Baffling to say the least! P.S do not respond by saying to send an email to customer service, have gone through that process as well.
54 people found this review helpful
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What’s new

Trade – Historical Portfolio (V2)
A new Historical Portfolio view is now available in Sarwa Trade, replacing the previous Performance tab. Access it from the Trade tab via the top-right icon.
Performance Charts

Open Finance Funding Flow
A new funding flow powered by Open Finance is now available for supported banks.

App support

About the developer
Sarwa Digital Wealth (Capital) Limited
hello@sarwa.co
16-104 WeWork Hub71, Al Khatem Tower, ADGM, Al Maryah Island أبو ظبي United Arab Emirates
+971 4 248 5815

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