Beyond Budget - Budget Planner

In-app purchases
4.6
2.6K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Tired of just tracking expenses after the money is already gone? Beyond Budget is designed to help you take proactive control of your financial future. Whether you want to pay off debt, build an emergency fund, or simply understand your spending habits, we provide the tools to make every dollar work for you.

A Smarter Way to Manage Money
We go beyond basic expense tracking by utilizing zero-based budgeting. This proven methodology ensures you assign a specific job to every single dollar before the month even begins, giving you total clarity and control over your wealth.

Key Features:
Zero-Based Budgeting: Plan your income to the exact dollar. Give your money purpose and stop overspending before it happens.

Advanced Financial Forecasting: Stop guessing what your bank account will look like next month. Our forecasting tools project your future balances so you can anticipate upcoming expenses and make confident financial decisions today.

The Knowledge Hub: Budgeting isn't just about numbers; it's about building better habits. Access our built-in library of financial literacy resources, tips, and debt-free strategies to level up your money management skills.

Clean, Distraction-Free Interface: Your financial data should be easy to read. Enjoy a streamlined, intuitive dashboard that puts your financial health front and center.

Stop reacting to your finances and start planning them.
Install Beyond Budget today and build the financial roadmap you deserve.
Updated on
Mar 14, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
2.51K reviews
James M
January 4, 2026
Very difficult to get started. I included my first deposit with my previous balance. It took FOREVER to find where to go to edit this amount and then add the deposit. I kept landing on the edit of the name instead of the dates or amount edits. Also, as soon as you finish editing or adding/deleting accounts you get an offer for a lifetime subscription before even starting to figure out how to set up a budget. You get something like 1 day and 9 hours to decide to take/pass on the offer.
4 people found this review helpful
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Beyond Budget
January 5, 2026
Thanks for the review, James! Sorry the start felt rough. It’s sad to be given up on after just 2 check-ins 😔 We’ve poured 1000s of hours into building something based only on our user feedback, ad-free, with a generous free plan so people can try it first. Wishing you luck in finding an app that works for you! Team Beyond Budget.
Amanda Phillips
June 5, 2024
This app is exactly how I like to budget. Would be perfect if it had bank syncing for transactions. Update: After using for a while, I would love to be able to add categories easier, without having to go into settings. Also, I had to set all my categories up as "targets" so I could see the amount I planned for that category. Would be helpful to have a total at the top so I could keep track of my planned budget.
9 people found this review helpful
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Beyond Budget
April 13, 2024
Thank you for your feedback! We're thrilled to hear that the app meets your budgeting needs. Bank syncing is not too far off in our development plans, and we aim to introduce it in the near future to enhance your experience. If you have any other suggestions or need assistance, please don't hesitate to reach out to us. We're here to help!
Newt
July 18, 2025
I'd give 4.5 if that was an option. This is a really good Zero-based budget app as long as you're willing to pay for the premium plan (and I am, personally). The monthly cost isn't crazy (~$4 a month if you pay yearly) but the free plan is not going to be a good long-term budgeting tool unless you are really committed to not paying. It's more like a demo with the limitations that it gives you. All that said, I like this app quite a bit and I only wish it had bank syncing.
28 people found this review helpful
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Beyond Budget
July 21, 2025
Thanks so much for the thoughtful review! 😊 We're thrilled to hear you're enjoying the app and finding value in the premium plan. Bank syncing is on our radar, and feedback like yours helps shape what's next. Grateful for your support—reach out anytime if you need anything! 💬📊

What’s new

- Visualize your spending with new subcategory overviews and a spending heatmap.
- Smarter, more helpful budget suggestions with improved AI features.
- Enjoy a faster, smoother app with updated UX and UI libraries.
- Bug fixes and stability improvements for a seamless experience.