Build & Fix Credit - Dovly AI

In-app purchases
4.7
61.8K reviews
500K+
Downloads
Content rating
Everyone
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About this app

With more than 1,000,000 downloads, Dovly’s AI-powered tools can help you build credit and boost your score by an average of 82 points* and hit those life goals—like buying a car, getting approved for a credit card or getting that dream home—sooner than you’d expect.

AN AVERAGE 82-POINT CREDIT SCORE BOOST? YEAH, WE’RE THAT GOOD.

Boost your credit score fast with an AI credit engine proven to optimize results. Download the only credit app you'll ever need and let Dovly’s AI credit engine work on your behalf to fix, build, monitor, and protect your credit score – 100% free. No credit card required.

ACHIEVING LIFE MILESTONES MADE EASY WITH DOVLY AI’S CREDIT ENGINE

Get approved for a new credit card, secure a mortgage, save money, start planning your future family - endless possibilities with better credit. Our AI engine makes it easy to slay your credit score—so you can focus on what really matters.

WITH 14,000,000 POINTS INCREASED IN TOTAL, WE KNOW WHAT IT TAKES TO MAKE YOUR CREDIT RIGHT**.

Say goodbye to lawyers, credit improvement companies, and juggling multiple online tools like Credit Karma and Kikoff’s credit building app and say hello to Dovly AI’s credit score app. Provides access to monthly Transunion free credit score and report, AI-powered disputes with TransUnion®, personalized tips and guides tailored to your financial situation to help you build a strong credit profile, credit building tools providing you with easy ways to build and improve your credit score, and credit lock fraud protection, – all in one place.

* Average increase experienced by a sample of 30,746 Dovly AI Premium members that have been enrolled more than 6 months, as of November 2024.
** The combined total credit score increase among Dovly AI members through April 2025.

Terms and conditions: https://www.dovly.com/terms-conditions/
Privacy policy: https://www.dovly.com/privacy-policy
Updated on
Mar 19, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
61K reviews
Karen Columbus
March 10, 2026
I just started using this app as of 3-10-2026. I haven't upgraded to the premium yet. But this app found 4 major impacts on my score. All of which I had no idea of. One impact is from a state I've never even lived in or had anything in my name. And I was able to dispute it for free. I do plan on upgrading. As with the premium version Dovly will provide unlimited disputes free. Will update as the process continues.
4 people found this review helpful
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Diane
February 19, 2026
Lousy. The app was not useful for my purposes. Tried to uninstall and was informed that would not cancel the "subscription." ie, will still be charged. Was not aware of any "subscription." Waited for response from their support team before posting this bad review. Its been only a few hours since my inquiry, but should be long enough. DO NOT INSTALL THIS APP--Its a trap.
14 people found this review helpful
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Matthew Conner
January 6, 2026
I like how this app works, and the subscription is reasonably priced. I love how easy disputes are. Removing one small collection account raised by score 41 points. My only complaint is that they only do this for TransUnion scores. Include the other 2 bureaus and I'll resubscribe. Until then, I'm disappointed. I hope they do it soon. I'll come back to it if that's done. It's the only reason I canceled.
46 people found this review helpful
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What’s new

We've made enhancements and improvements to keep your credit journey smooth and easy. Enjoy!