Mercado Pago: cuenta digital

Contains ads
4.8
12.5M reviews
100M+
Downloads
Content rating
Everyone
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About this app

With a Mercado Pago digital account, you can keep your money safe, have a line of credit, and make instant online payments and transfers from your phone. Enjoy the benefits of a Mercado Pago digital account!

Get a free card with no annual fee! Use the virtual card to shop online and in physical stores. If you'd also like a physical card, order it through the app, and we'll ship it to your home for free!

Withdraw cash with your card at supermarkets and ATMs nationwide.

You can also get a line of credit to pay bills, top up your phone, and shop on Mercado Libre.

Discover the advantages of Mercado Pago:

Daily Earnings: Generate daily earnings on your account. It's simple and you can activate it through the app. Transfer money with your debit card or use your account balance and cash in stores.

Digital Account
With the Mercado Pago digital account, it's much easier to pay bills, top up your mobile phone, and make transfers to any bank or recipient, receive online payments, and manage your finances. Make all your transfers from one place.

Manage your personal finances
The digital account works like a virtual wallet that allows you to make payments, avoiding paperwork and saving time.

• Start paying bills and services from the app.

• Easily pay for services with a QR code or payment link and transfer money between accounts.

• You can use many payment options: with funds added to your Mercado Pago account, credit, debit, or prepaid card, cash via transfer, bank deposit, or request a line of credit.

• Request a free physical or virtual card, with no annual or issuance fees.

• Make online purchases or pay in up to 12 fixed monthly installments with Mercado Crédito, without using a credit card.

• Top up your mobile phone and MI cards. • Enjoy the benefits of Mercado Puntos: discounts on purchases, free shipping, easy returns, and more.

• With your digital account, you can also get a line of credit to make QR code payments, top-ups, bill payments, and purchases on Mercado Libre, using your money as you need.

Watch your business grow
From now on, you choose how to get paid! Receive payments however you want—payments with QR codes, payment links via social media or websites, or payments with the Point card reader—and start selling online and in person.

• Get the Point card reader to sell, collect, and receive payments.

• Collect payments with QR codes or payment links via WhatsApp, social media, chats, and more.

• Accept card payments without fixed fees.

• Offer customers the option to transfer money and pay through the app to your digital account. • Take advantage of this opportunity to increase your sales: With the Point card reader, you can receive secure online payments, collect payments, and improve your finances.

• If you wish, with Mercado Crédito you can access a loan to boost your business. Apply 100% online, with no paperwork or procedures, and the money is deposited instantly into your digital account.

• Use the support of the Mercado Pago team of representatives through our new telephone support to resolve issues with your payments, transfers, collections, cards, accounts, etc.

Get ready to sell more with Mercado Pago! You can sell online or in person and collect payments the way you want. Start receiving payments with Point or via transfer, directly to your online account.

Choose the Point card reader for your business by visiting www.mercadopago.com.mx.

* Product available only in the Mexico City Metropolitan Area.
Updated on
Mar 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted
Independent security review

Ratings and reviews

4.8
12.4M reviews
Aliny Anjos
January 9, 2026
Antes era MARAVILHOSO, o melhor app que tenho, mas com a nova atualização ficou péssimo, difícil pra mecher, interface complicada, e muitos anúncios. A interface antiga era bem melhor! It used to be AMAZING, the best app I have, but with the new update it's become terrible, difficult to use, complicated interface, and too many ads. The old interface was much better!
16 people found this review helpful
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Amanda Borges
February 1, 2026
the ADDs advertising Mercado Pago or Mercado Livre inside other apps are UNBEARABLE!!! Specially in games... They crash all the time and it makes us lose progress...
9 people found this review helpful
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Jonathan Muñoz
January 13, 2026
asking for fingerprint every time you use the contactless feature is the most obnoxious thing in the world and there's isn't even an option to deactivate it
9 people found this review helpful
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