Sezzle - Buy Now, Pay Later

4.5
104K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Sezzle, the ultimate buy now, pay later shopping app empowering you to buy what you love today and pay in easy, interest-free installments over six weeks.¹

Effortlessly split your purchases into four payments while making shopping more accessible and managing your budget easier with shop now pay later options.¹

Discover the smarter way to shop, earn rewards and stay ahead of your finances with Sezzle's pay in 4 solution – no impact to your credit score upon sign up, no interest, no hidden fees, and no catch!¹


Sezzle: A Top Rated Buy Now, Pay Later App

- BUY NOW PAY LATER
Instantly access thousands of retailers you already love and enjoy the flexibility of paying over time.

- PAY IN 4 EASY PAYMENTS
Shop in-app or in-store today and pay in four equal, interest-free installments over six weeks.¹

- NO INTEREST & NO HIDDEN FEES
Experience transparent shopping with no surprises. Enjoy interest-free installments without hidden fees using one of the best installment payment apps as seen on Investopedia and LendingTree.

- SHOP SMARTER
Manage your spending and stay on top of your finances with our intuitive app. Sezzle makes it easier to buy what you need, track your payments and budget your expenses with our installment payment services.

- INSTANT APPROVAL DECISION
No long forms to fill out at signup.​​ You’ll know if you’re approved instantly and can start shopping right away.


Features Our Users Love:

- SEAMLESS EXPERIENCE
Discover the simplicity of Sezzle installment payments at your favorite online stores - just select Sezzle at checkout. Also add Sezzle to Apple Wallet or Google Pay to pay in 4 anywhere Visa® is accepted.

- FLEXIBLE RESCHEDULES
Life happens, we get it. Easily reschedule payments if you need extra time without any hassles.

- EXCLUSIVE DEALS & OFFERS
Get access to special promotions, discounts, and exclusive offers, only provided to our users, from our top name retail partners.

- SECURE & RESPONSIBLE SPENDING
Sezzle promotes financial responsibility in all facets of our product. Shop confidently knowing you’re in control with our consumer financing options.

- EASY SIGNUP
A quick, simple sign-up process. Get started today and experience the convenience of Sezzle financing that makes it one of the best installment payment options.

Download Sezzle today and experience the freedom of buying now and paying later, with the flexibility of paying in 4 easy installments.¹


Sezzle: The Responsible Way to Pay

¹Pay later loans are originated by WebBank or Sezzle. Refer to your loan agreement for lender information. For example, for a $300 loan Pay in 4, you would make one $75 down payment today, then three $75 payments every two weeks for a 45.0% annual percentage rate (APR) and a total of payments of $307.49 which includes a $7.49 Service Fee (finance charge) charged at loan origination. Service fees vary and can range from $0 to $7.49 depending on the purchase price and Sezzle product. Actual fees are reflected in checkout.

²Sezzle Anywhere can only be used for US purchases where Visa is accepted. Certain merchant, product, goods, and service restrictions apply.
Updated on
Mar 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity and 2 others
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
101K reviews
Michael George
February 13, 2026
Avoid. They try to lure you in with "free Sezzle spend", but then force you into a subscription to be able to spend it. On top of that if the item you purchase turns out to be less than the spending limit you originally requested, the "refund" gets taken out of your Sezzle spend so you end up paying full price or close to it anyway. then they do you the "courtesy" of rolling your Sezzle spend to a new purchase, forcing you to spend more to "save" and creating a constant loop of fees.
65 people found this review helpful
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Sezzle Mobile
February 14, 2026
Hi Michael, we're sorry about the difficult experience you've had, and can assure you that our team is currently reviewing your case and will follow up with you as soon as possible. Please feel welcome to share any additional inquiries or concerns with them, or to contact us at support@sezzle.com for assistance.
Tresa Davis
October 16, 2025
Paying off this account and never using it again. Issues faced are beyond frustrating. If paying a down payment with a debit card then you should be able to make payments with that debit card. If adding funds to the Sezzle balance, you shouldn't have to fund that balance for more than the balance owed. Initially had a high spend and was dropped down to $50 out of the clear blue. No late payments, no missed payments. Not wasting anymore time with this app, others are far better. Not 1 star, 1/2.
399 people found this review helpful
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Sezzle Mobile
October 17, 2025
Hi Tresa, we apologize for any inconvenience caused by our updates on payment processing. We appreciate the feedback provided and will make sure to share it with our team for consideration. If there's anything we can do for you, please don't hesitate to contact us at support@sezzle.com.
Crystal Zerbe
September 13, 2024
Beware! Huge con!!! I paid for the monthly subscription fee, thinking the reason I couldn't get approval to purchase anything was that I hadn't subscribed. 12.99 for the membership. I again tried to place several orders. 5 declined orders, all within my spending limit. I tried 1 small order, which didn't qualify for the "payments" option. It went straight through. B/c it processed as a full payment, just through Sezzle.They're basically lying to gain access to your accounts, payment methods,etc
269 people found this review helpful
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Sezzle Mobile
September 13, 2024
Hi Crystal, our goal is to promote responsible spending so our system does not approve 100% of orders. Also, Virtual Card use requires purchase requests, or pre-approved loan amounts that you need to request prior to making a purchase. Please reach out with your specific account details at shoppersupport@sezzle.com so we can best assist you!

What’s new

Cool new features, performance improvements and bug fixes to our app to provide you with a better shopping experience every time. Be sure to update or simply turn on automatic updates!