BT Go

BT Go, your new business banking experience!

BT Go is Banca Transilvania's newest internet and mobile banking solution, which innovatively blends banking and business services in a single ecosystem. BT Go is dedicated exclusively to companies (legal entities and self-employed individuals).

Banca Transilvania is Romania’s market leader in the corporate segment, with over 550,000 active customers.

The new BT Go product covers both the financial-banking needs expected from an internet banking application and the management needs of any business:

Online onboarding – open your account or business relationship fully online
• For LLCs, sole traders, and liberal professions;
• Fast, secure, no branch visits;
• Paperless, fully digital, 24/7 access;
• Simple, intuitive experience.

Your company accounts and transactions always at your fingertips
• Quickly view all your BT accounts, open new accounts and close a current account directly from the app;
• Rename and reorder accounts and bookmark your favorite;
• Identify and check transactions and their status through a multitude of search filters;
• Generate and download monthly or daily account statements;
• Download the list of transactions in PDF or CSV format and have your statements available in MT940 format;
• Download monthly statements for your accounts in the last 10 years, all in one convenient ZIP file;
• View all the company cards, issue new cards, block them or change transaction limits;
• Reissue the PIN code for a card directly from the app;
• Open classic and negotiated deposits and quickly open savings accounts;
• Access your loan details, quickly download your repayment schedule or prepay active loans;
• View and trade fund units in your BT Asset Management investment portfolio;
• Enjoy access to Open Banking under the Payment Services Directive II (PSD2).

Quick and easy payments
• Make payments between your own accounts or to your partners, in any currency;
• Save payment templates and save time on your next payments (all details will auto-fill);
• Create payment packages or upload payment files for simultaneous signing;
• Create payments that require multiple signatures or receive payments created by other users for signing;
• Quickly perform classic or negotiated foreign exchange operations;
• Schedule payments for a future date or set up recurring payments;
• Add, remove and manage your partners' details;
• Import payroll files.

Your bills right in your banking app
• Issue, reverse, cancel, set recurrences and customize invoices directly from the BT Go app (through integration with the FGO billing app). This gives you simple, fast and free access to the benefits of a dedicated billing solution directly in BT Go;
• e-Factura - log in to your SPV account, send your invoices automatically and track the processing by ANAF. Additionally, view all the invoices received via SPV in the app;
• Pay incoming invoices quickly, while also enjoying multiple payment functionalities - select and send up to 5 invoices for payment at once;
• Invoices are automatically linked to payments and collections, so you always have an up-to-date overview of your finances;
• Download invoices directly from the banking app whenever you need and send them to your customers.

Intuitive and user-friendly dashboard
• Enjoy direct access to your accounts and the FGO billing solution;
• Quickly make transfers of any kind;
• View the balance of your favorite account and the most recent transactions and compare payments with collections over the last 4 months;
• Quick access to your deposits, loans and cards;
• View incoming notifications in the Notification Center;
• If you have POS, ePOS and/or eCommerce, you have access to details, graphs and lists of transactions, collection reports.