Alif: payments and transfers

4.7
287K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Alif does the job of ten apps. Stay in control of your money, wherever you are.

Main features of Alif:

— Fast sign-up. All you need is your phone number. No paperwork and no office visits.
— Quick service payments. Over 3500 available services including mobile, internet, utilities, TV, transport, fines and more. Pay with no fees in just a few taps.
— My Home feature. Keep all your regular payments in one place: utilities, internet and mobile. Pay everything at once or set up auto-pay so you never miss a due date.
— Easy top-ups. Add money to your wallet via transfers, terminals or Alif offices.
— International transfers to 190+ countries. Send money to family, friends and partners in the USA, China, Europe, the Middle East and Asia quickly and easily.
— Between accounts feature. Move money between your accounts, deposits and cards in just a couple of taps.
— Shopping and installment management. Buy fuel, medicine, electronics and more with installments. Track your schedule, pay early or enable auto-pay.
— Alif Shop marketplace. Direct access to a marketplace with over 37,000 products from 650 stores. Phones, home appliances, cosmetics, books and clothing with delivery and installment payment.
— Flight tickets. Compare prices, choose the best deals, book online and buy tickets with installments.
— Currency exchange. Buy and sell USD, EUR and RUB online without visiting a bank.
— Exchange rates and converter. Track live rates and convert currencies without third‑party websites.
— Saving and storage. Open deposits to grow your money and use your account for everyday spending.
— Visa and Mastercard cards online. Order plastic or digital cards in the app. Add them to Google Pay and pay with your phone safely and удобно.
— Card management. Change linked accounts, view history, block cards, set PIN codes, download details and auto-link Alif cards.
— Transaction history. Track spending and transfers in real time.
— Cashback. Get part of your money back from partner stores and see where cashback is available.
— Spending insights. See where your money goes — by category and percentage. Track your income and expense trends to stay in control.
— Cash withdrawals via terminal. No card needed. Just scan the QR code on the terminal screen, choose the amount and get your cash. Fast and easy, even if your card’s not with you.
— Interface settings. Change themes, customize the home screen, enable gesture control, choose language and more.
— Security. Your data is protected with end‑to‑end encryption and multi-level security.
— Multiple languages. The app is available in Russian, Tajik, Uzbek and English.
— Online support. Chat with us in the app or contact us via phone, email, Facebook, Instagram and Telegram.
— Stories. Follow updates, discover new features and products, and find the latest job openings.

Alif is built to simplify your finances and give you more freedom. Join over 1 million users who already choose Alif.
Updated on
Mar 14, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
286K reviews
John Smith
October 28, 2025
I'm a foreigner who lives in Uzbekistan, I don't know what I would've done without this app, it shows balance on my utilities without any registration, so thank you, without this app I would've been lost
19 people found this review helpful
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Bershkai Yousufi
March 18, 2026
great service and easy to use, love it
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Alif
March 19, 2026
Thanks 💚
Firuzshoh Sharipov
December 4, 2025
one of the worst applications and support from the bank. no chances to resolve problems from abroad online. to get proper support you have to travel to Tajikistan to visit bank representative or forget about this application at all. it is very disappointing.
9 people found this review helpful
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What’s new

Tajikistan, your app just got better

My Home section is now smoother and easier on the eyes. Take a look, and don’t miss the refreshed design in the Bank section :)

We’ve also fixed a bunch of bugs to make everything better to use. Check it out 😉

O‘zbekiston uchun yangilanishlar:
- Alif iPhone aksiyasida ishtirok eting!
- Keshbek qolgan xizmatlarga ham qo'shildi.