Zip

Nge-Zip, ungahlukanisa izinkokhelo zakho ezinkampanini eziyizintandokazi zakho, noma uthenga ku-inthanethi noma esitolo.¹

HLUKANISA UPHUME
I-Zip ikuvumela ukuthi ukhokhe ngokuhamba kwesikhathi. Hlukanisa i-oda lakho libe izitolimende ezi-4 noma ezingu-8, kanye nezinkokhelo ezifanele njalo emavikini angu-2.²³

KHOKHA KAMVA NGEZIPpu LAPHO UFUNA KHONA¹ — KU-INTHANETHI NOMA ESESITOLO
Faka uhlelo lwethu lokusebenza futhi usebenzise i-Zip kakhulu noma kuphi¹ lapho uthenga. Dala ikhadi elibonakalayo ohlelweni lokusebenza ukuze ukhokhe ngokushesha, kalula nge-Apple Wallet noma i-Google Pay, noma uthole Ikhadi le-Zip elingokoqobo.¹

INDLELA EHLAKILEYO YOKUKHOKHA
Awekho amasheke esikweletu esiqinile futhi akukho nomthelela kumphumela wakho wesikweletu. Sizokukhumbuza uma izitolimende zifuneka ukuze ube phezu kwazo zonke izinkokhelo.

SHINTSHA IZINSUKU ZAKHO ZOKUKHOKHA
Ukuvumelana nezimo okukhulu ekusebenziseni imali kusho ukulawula okwengeziwe ohlelweni lwakho lokukhokha. Zinike igumbi lokuphefumula elengeziwe ngohlelo lokusebenza lwe-Zip.¹

THOLA AMANDLA AMANINGI OKUCHITHA
Uma wenza izinkokhelo ezingaguquki, ngesikhathi, ungase ufaneleke ukukhuphuka kwamandla okusebenzisa imali alinganiselwe.⁴

THOLA IMBUYE YEMALI NGESIKHATHI UTHENGA
Khokha ngohlelo lokusebenza lwe-Zip ukuze uthole imbuyiselo ngegrosa, ukuvakasha, nezitolo zakho eziyintandokazi.⁵


Imali mboleko nge-Zip Pay Anywhere kanye ne-Zip Checkout (okuhlanganisa nanoma yiziphi izimalimboleko “ezixhaswe yi-Zip”) ziqalwe yiWebBank. Zonke izikweletu zingaphansi kokugunyazwa kwesikweletu.

Imibandela yokufaneleka iyasebenza. Bona imigomo yokukhokha: Imigomo Yesevisi ye-Zip Loan | Zip. Izimali ezibolekwa izakhamuzi zaseCalifornia, ngaphandle kwezimali ezibolekiwe nge-Zip Pay Anywhere kanye ne-Zip Web Checkout, zenziwa noma zihlelwe ngokuvumelana nelayisensi ye-California Lenders Law.
¹ I-Zip ingasetshenziselwa ukuthenga kwase-US kuphela. Umthengisi othile, umkhiqizo, izimpahla, nemikhawulo yesevisi iyasebenza.
² Ngokuthenga okungu-$400, ungenza izinkokhelo ezine zama-$102 njalo emavikini amabili kusukela namuhla ngenani lamaphesenti lonyaka elingu-34.75% kanye nezinkokhelo eziphelele ezingu-$408. Inkokhelo yomsuka engu-$8 ikhokhiswa ekuqaleni futhi ikhokhwa kusengaphambili njengenkokhiso yezezimali uma wenza inkokhelo yakho yokuqala namuhla. Izimali zomsuka ziyahlukahluka futhi zingasukela ku-$4.00 ziye ku-$62.00 kuye ngentengo yokuthenga. Inani langempela lenkokhelo yokuthenga kwakho lizobonakala ekuphumeni. Isilinganiso senkokhelo yesitolimende kanye nesilinganiso samaphesenti sonyaka asifaki intela engaba khona kanye nezindleko zokuthumela. I-Zip Khokha Noma Kukuphi kanye nokuxhaswa ngezimali kwe-Zip Checkout nge-Zip ekhishwe i-WebBank. Zonke izimali mboleko zingaphansi kokuvunywa kwekhredithi.
³ Ngokuthenga okungu-$400, uzokwenza izinkokhelo ezingu-$52.00 njalo emavikini amabili kusukela namuhla ngenani lamaphesenti angu-29.55% lonyaka kanye nezinkokhelo eziphelele ezingu-$417. Inkokhelo yomsuka engu-$17 ikhokhiswa ekuqaleni futhi ikhokhwa kusengaphambili njengenkokhiso yezezimali uma wenza inkokhelo yakho yokuqala namuhla. Izindleko zangempela zomsuka ziyahlukahluka futhi zingasukela ku-$8 kuya ku-$60 (30 – 35% APR) kuye ngentengo yokuthenga. Inani langempela lenkokhelo yokuthenga kwakho lizobonakala ekuphumeni. Isilinganiso senkokhelo yomsuka kanye nezinga lephesenti lonyaka alifaki intela engaba khona kanye nezindleko zokuthumela. I-Zip Khokha Noma Kukuphi kanye nokuxhaswa ngezimali kwe-Zip Checkout nge-Zip ekhishwe i-WebBank. Zonke izikweletu zingaphansi kokugunyazwa kwesikweletu.
⁴ Amandla akho Okusebenzisa Alinganiselwe ayisilinganiso sephuzu ngesikhathi sokuthi ungasebenzisa malini, akuqinisekisiwe, futhi kuthintwa izinto ezimbalwa. I-Zip noma i-WebBank ingase yehlise amandla akho okusebenzisa alinganiselwe ngokunquma kwayo okunengqondo, okuhlanganisa nalapho ubunebhalansi engakakhokhelwa ngaphambilini noma inani elidlule. Amandla akho okusebenzisa alinganiselwe akuwona umugqa ovulekile wekhredithi. Okwenziwayo ngakunye kubuyekezwa ngokwehlukana ukuze kugunyazwe. Ukuze uthole imininingwane eyengeziwe, sicela ubheke imigomo nemibandela.
⁵ Ukuze uthole imininingwane egcwele yokunikezwayo nemigomo nemibandela, vakashela ku-https://zip.co/us/cash-back-tcs.