SchoolsFirst FCU Mobile

4.9
31.5K reviews
100K+
Downloads
Content rating
Everyone
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About this app

The redesigned SchoolsFirst FCU Mobile Banking app makes managing your accounts anytime, anywhere easier and more convenient than ever before. Log in quickly with fingerprint and face recognition, enjoy an easier-to-read view of your account balances, deposit checks, move money between accounts, manage bill payments, send money to fellow Members, and much more. Plus, with state-of-the-art encryption methods and two-factor authentication, your information is always safe and secure.

More Features:
• Send and receive money with Zelle®
• Find nearby ATMs and branches, as well as current wait times
• Lock and unlock your debit cards
• Manage your credit cards
• Add or cancel travel notices
• View and download account statements
• Safely send us secure, email-style messages with attachments
• View real-time loan, credit card, and savings rates
• Apply for a loan or check the status of loans in progress
• Manage your Overdraft Protection, Fraud Alerts, and more
• Shop for your next vehicle with TrueCar and Autoland
• Order checks



Disclosures
APR = Annual Percentage Rate. All loans subject to approval. Rates are subject to change without notice. SchoolsFirst FCU has a loan program featuring a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant's credit rating. SchoolsFirst FCU's maximum aggregate personal loan limit is $50,000 per qualifying Member. This includes all individual and joint personal loan credit combined. Maximum loan term based upon amount financed.

For loans with the purpose of post-secondary education expenses, additional disclosures and completion of a self-certification form are required. The borrower must sign and complete a self-certification form before funds can be disbursed on a Special Curriculum, Higher Education, or Personal loan for the purpose of post-secondary education expenses. In addition, the borrower has a three-day rescission period. During the rescission period, the borrower can cancel the loan and the lender cannot disburse loan funds. The rescission period starts when all applicable loan documents have been signed by the borrower(s).

Lowest rate reflects a 0.75% discount for payment made by automatic transfer from your SchoolsFirst FCU account. Rates for personal loans range between 5.25% APR (min.) - 18.00% APR (max.). Loan terms for personal loans range between 4 - 60 months. Estimated payment of $3.01 per $100 borrowed based on 5.25% APR and 36 month term.

Data and text charges may apply; check with your mobile provider. Deposit eligibility requirements apply.

SchoolsFirst FCU is not affiliated with TrueCar or Autoland.

Federally Insured by NCUA
Equal Housing Lender
Updated on
Jan 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
This app may collect these data types
App activity, App info and performance, and Device or other IDs
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.9
31.2K reviews
Kim Caro
March 14, 2026
Absolutely horrendous as of late, I shouldn't need to send 3 different verification codes just to log back in and send a Zelle. Having to constantly go back and forth with the codes is such a pain when the app seemingly always logs you out. Update 1: I will update my review every time I am unnecessarily locked out. Having to log back in every single time I am in the middle of making important payments is getting increasingly frustrating.
1 person found this review helpful
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SchoolsFirst FCU
February 28, 2026
Kim, we’re very sorry for the inconvenience you’ve been experiencing. Waiting on multiple verification codes and being repeatedly logged out is understandably frustrating. We’d like the opportunity to look into this and help get things working smoothly. Please get in touch with us at 800.462.8328 ext. 2016521 so we can troubleshoot with you.
vietbond
August 10, 2021
The new app is so buggy. It logs you out several times in a row. You have to keep entering your info. Sometimes, clicking on accounts just doesn't work or completely backs you out of the app. I wish they didn't force us to switch over. Today, the whole system is down. What has happened to the quality of this online banking system??
17 people found this review helpful
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Avery Walker
November 12, 2020
Absolutely horrible app. Won't even let me or my family sign into our accounts, and the customer service line is no help whatsoever. I can't see my balance because the app won't work and when I call to check my balance the lines are busy and they hang up. I have no idea why they had to mess everything up the old app was fine. Edit: I went in to see what we could do, and they signed me in to my account and everything is running smoothly now. They were very nice and patient
19 people found this review helpful
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SchoolsFirst FCU
November 13, 2020
We are sorry to hear that you and your family have had issues when attempting to log in to our app. Please try uninstalling the app, and then reinstalling it fresh from the app store. That may help. If you’re still experiencing issues after reinstalling our app, please contact us or visit a branch for more help. Thank you for your Membership.

What’s new

Various bug fixes and usability improvements.

App support

Phone number
+18004628328
About the developer
SchoolsFirst Federal Credit Union
mdegroen@schoolsfirstfcu.org
2115 N Broadway Santa Ana, CA 92706 United States
+1 714-673-5613

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