X1 Card

Name: X1 Card
Availability: InStock
Rating: 4.5 (4573 reviews)
Author: Robinhood

Robinhood

4.5

4.57K reviews

10K+

Downloads

Everyone

About this app

To apply for X1 Card, please visit x1.co.

X1 Card
The smartest credit card ever made. Designed for a new generation of cardholders, X1 Card embodies a new category of credit card.
- 17g of pure stainless steel
- Higher credit limits
- Points on every single purchase
- No annual fee
- No foreign transaction fee
- No late fee

X1 App
The technology powering X1's smart features.
- View your transactions balance and limit at a glance
- Take control of your spending with virtual cards
- Earn up to 5X Points on every dollar spent with boosts
- Earn up to 10X Points when you shop in the app

Cardholder Support
Please contact support within the app, and we'll respond as soon as possible.

Disclosures
X1 is a financial technology company, not a bank.
X1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc.

Individual credit limits will vary by applicant and are subject to credit approval and underwriting. We cannot guarantee any specific credit limit, but most approved applicants receive a limit higher than their current average line.

Updated on

Dec 3, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

This app may share these data types with third parties

Personal info, Financial info, and Device or other IDs

This app may collect these data types

Location, Personal info and 8 others

Data is encrypted in transit

You can request that data be deleted

Ratings and reviews

4.5

4.27K reviews

Anne Laux

January 7, 2026

App not accepting payments----keep getting an error message when submitting my payment through the app. Contacted customer service and received a help guide for how to make a payment---which was completely unhelpful since that did not address the issue at all. I've had this card for 2 years and have never had an issue making a payment on the app, I don't even know if they have a website for me to make a payment!

2 people found this review helpful

Fernando David Valdez Guadron

February 19, 2026

This card used to be my favorite for what it offered. It’s still easy to use, but since being acquired by Robinhood, many of the features that made X1 unique were removed. Points are worth significantly less (under one cent), which hurt the value. That said, the support team is amazing, and I was given access to the Robinhood Gold Card and appreciate the support. It’s a shame X1 was phased out, but I’m looking forward to what the Gold Card offers.

6 people found this review helpful

Corey Ballew

September 17, 2024

X1 closed my account since I didn't carry a balance with them and hadn't recently used my account. There was no warning or recommendations to use card to keep service going. This is also one of my lowest credit limit cards and interest rate is too high. I also tried to reach out to customer service to keep account open and they refused. Do not use X1, there are many other better credit card companies available with no interest periods, higher credit limits, and better cash back programs.

42 people found this review helpful