Liv X - Mobile Banking App

4.2
26.8K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Step up to a bespoke digital banking experience with Liv Digital Bank's new and improved app.
The Liv X - Mobile Banking App offers you the fastest, safest, and most convenient way of banking on the go. Easy to download and use, this state-of-the-art app serves as the ultimate tool for managing your finances.
Open an account in just a few minutes with zero paperwork. Log in and bank securely through a multi-layered verification system. Navigate seamlessly between products, simplify and streamline your finances, and manage your everyday banking activities effortlessly.
Grow your money with a range of lucrative offerings like Millionaire Account, Instant Interest Fixed Deposits, Gold Account, UAE Equities, IPOs, and more.
Automate savings for life’s biggest milestones using the Goal Account. Or apply for a Personal Loan to fulfil them at the best interest rates.
Enable your kids and dependents financially with the Liv Lite app. Featuring a digital wallet with a personal Debit Card facility, this app allows them to have their own bank account which can be controlled and managed by the Liv X app.
Discover unbeatable cashback and rewards with our Credit Cards. Go green and transact digitally using e-wallets such as Google Pay, Apple Pay, and Samsung Pay. Avail premium benefits with a Liv Credit Card such as Balance Transfer, Installment Payment Plan at Point of Sale (PoS), and Loan on Card.
Choose from a host of lifestyle offers and deals from 2000+ merchants across dining, shopping, entertainment, fitness and more.
The Liv X app offers trust and innovation combined to serve as your one-stop-shop for all things banking and more. All through a user-friendly design for a fast, secure, and exceptional digital banking experience.
Key features include:
 Paperless & instant: Open an account in just a few minutes from the app with your Emirates ID and passport only. No paperwork required at all.
 Secure banking: Transact and manage your money securely through a multi-layered validation system.
 Money management: Add money to your account via any (UAE) debit card or through bank transfers. Track budgets, income and spends through the dashboard at a glance.
 Real-time alerts: Stay updated through personalized notifications. Get transactional updates as well as the latest offers across products and value-added services.
 Quick & easy bill payment: Pay utility bills in just a few taps. Choose from a list of service providers like Du, Etisalat, DEWA, Nol, Salik, and many more.
 Card management: Ensure the utmost safety of your card in a hassle-free way. Activate, lock, and unlock your Liv cards at the click of a button.
 Free local & international transfers: Make quick and easy transfers to any UAE bank using just their IBAN numbers. Transfer funds internationally using DirectRemit (across Egypt, India, Pakistan, Sri Lanka, Philippines, and United Kingdom).
 Exclusive services: Transfer money within UAE in a flash using AANI Pay with just the recipient’s mobile number. Generate validated e-statements directly from the app.
 Lifestyle benefits: Access the best deals across top entertainment destinations. Or participate in our biggest draws and investment opportunities such as IPO.
 Grow your wealth: Tap into the stability and security of Digital Gold or trade effortlessly in UAE Equities from the comfort of your home.
 Prompt support: Connect for assistance easily via Call or WhatsApp on 600521212.
Get onboard the new Liv X - Mobile Banking App today to enjoy the many benefits and features that it has to offer. Upgrade to a brand-new digital banking experience. Liv Ahead, Bank Ahead.
Elevate your banking experience today. Download the Liv X - Mobile Banking App, powered by Emirates NBD, and take control of your finances!
Terms and conditions apply.
Updated on
Mar 12, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
26.7K reviews
Sailesh Bhagtani
February 24, 2026
Great app, but kindly consider compressing the app size or developing lighter version of the app with basic functionality and features needed for daily usage. As every week, there is an update that is significantly expanding the size of the app and lowering device storage. Want to continue using the app without having to delete other apps and files.
1 person found this review helpful
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Emirates NBD
February 24, 2026
Hello Sailesh, thank you so much for your feedback on our Mobile Banking App. We're thrilled to hear that you enjoy using it. Your suggestion about optimizing the app's size is truly appreciated, and we will definitely keep it in mind as we work on improving our services for all users.
umar deras
February 23, 2026
very very very bad customer service I'm calling customer service and they are just listening my issue and transferring during the call to others more than 3 times putting me back to the main menu for almost 5 times , how can cancel by debit card first. without any notification now credit card also cancelled even it was 20k + 20 was in my account have any customer care centre.
3 people found this review helpful
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Emirates NBD
February 23, 2026
Hi Umar, we appreciate you reaching out with your concerns. Your satisfaction is our priority, and your feedback means a lot to us. For any further assistance, please contact us at service@liv.me, mentioning reference number LBG-01502 in the subject line. You can also reach us on WhatsApp at +971600521212.
Ahmed Talal
January 21, 2026
it's unfortunate that this app does not have the option to transfer or add new beneficiary without activating the debit card 1st one , I have been in trouble because of the curior company which being late for delivery, I had personal issues and needed the money urgently but they was a delay for the delivery and also mop app option was not activated without the card hope to add option only to add a new beneficiary at least in response to your feedback the option is still locked it seems you do
3 people found this review helpful
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Emirates NBD
January 22, 2026
Hi Ahmed, thank you for your feedback about the limitations you've experienced with our Mobile Banking App. To help us understand your issue better, please contact us on WhatsApp at +971600521212 or via email at service@liv.me using your registered email address and include reference number LBG-01463 in the subject line for quicker assistance.

What’s new

We are continuously working on enhancing your experience to make everything to smoother and faster. Here is what's new:
Introducing Green Pulse, a new sustainability experience that helps you track your environmental impact and take meaningful action with personalized insights
Just make sure you are using the latest version of Liv X to enjoy our features and services to the fullest.